Time to check in with how well I did in January!
Let’s start with the negatives and end on a high note. Below are all of the things I didn’t explicitly budget for but fell under my catch all budget pool.
|Gifts for others||$85.74|
|An event I didn’t want to attend||$12.89|
|Worst lunch in the history of lunches||$28.63|
Most of the discretionary money I spent this month was spent on other people or because of other people.
- $85.74: spent on gifts for other people. It’s a lot and thankfully this doesn’t happen every month.
- $6.46: spent at a coffee shop with a friend because we simply needed a place to meet up and felt awkward not buying something once there.
- $12.89: spent to attend an event that I didn’t particularly want to attend, but a friend really wanted to attend.
- $28.63: The one expenditure on that list that irritates me to no end was this lunch. My lunch didn’t actually cost that much, it’s just that this one awful person who I absolutely cannot stand decided to just not pay. There were 6 people at this lunch and demanding we get individual bills would’ve been a hassle to the waiter, so we just all sucked it up and let the jerk have his moment.
$133.72 spent on things I did not benefit from in the long term.
Welp, that’s stinks. Moving on to the happier parts!
I met 100% of my investment goals, 100% of my oh $h*t fund goal, and managed to walk away with $72 leftover from my $250 pot of discretionary money.
All in all?
Saved 64% of my take home!
Not too shabby January. Not too shabby.